2024 Ira Catch Up Contribution Limits Over 50. If your income is less than $146,000 in 2024 and you're a single filer (or less than $230,000 for those married filing jointly), you can contribute up to $6,000 to a roth. The income thresholds to be eligible.

This is a $500 increase over the 2023 limit, as previously noted. Workplace retirement plans—such as 401 (k)s, 403 (b)s, select 457s, and the federal government’s thrift savings plan—have a contribution limit of $23,000 in.